Lebanon Reporter

Community News Network

November 29, 2013

5 myths about health care's 'young invincibles'

(Continued)

To make the math work — and to cover the medical bills of older, sicker enrollees — insurers have often had to raise rates for young adults. They have also had to cancel some of the plans they offer younger subscribers, which tend to have lower premiums but less-robust benefit packages. That means that, in the exchanges, young shoppers might see much higher sticker prices and experience what the news media has called "rate shock."

However, many young adults won't have to pay the full price. Instead, most will qualify either for Medicaid — the public health program that serves low-income Americans — or for tax subsidies to help buy coverage. The nonprofit Families USA, which supports the health-care law, estimates that about 9.3 million people between 18 and 34 will qualify for a subsidy to purchase health insurance. Between these subsidies and Medicaid, the government estimates that about four in 10 young Americans will pay a monthly premium of less than $100 for a plan under the federal law.

Emily Wright, a 28-year-old student in Tennessee who had previously been without health insurance because of a preexisting condition, found a top-tier plan that cost $244 per month. Because she qualifies for a federal subsidy of $119, she is paying only $125 each month toward that premium. Since Tennessee isn't expanding Medicaid, she worried that she might not receive financial help: "I was nervous about what I was going to be paying, but it was actually a great deal."

5. Young people aren't signing up for health care yet.

While they haven't made up the majority of the health-care law's participants so far, young adults do account for some enrollment. In states that have released demographic information, such as Washington and California, young adults were about 20 percent of the first month's enrollment. In California, the state exchange had 6,924 people between ages 18 and 34 sign up for coverage, accounting for almost 24 percent of all enrollments in October.

Text Only
Community News Network
  • Ice bucket challenge trending up

    Internet trends are a dime a dozen these days. Everything from Tebowing to planking to the cinnamon challenge can cause a wave of social media activity that can last for weeks before fizzling out.

    August 19, 2014

  • Africa goes medieval in its fight against Ebola

    As the Ebola epidemic claims new victims at an ever-increasing rate, African governments in Sierra Leone, Guinea and Liberia have instituted a "cordon sanitaire," deploying troops to forcibly isolate the inhabitants in an area containing most of the cases.

    August 18, 2014

  • Democrat? Republican? There's an app for that

    If you're a Republican, you might want to think twice before buying Lipton Iced Tea, and forget about Starbucks coffee. If you're a Democrat, put down that Reese's Peanut Butter Cup, and throw away the cylinder of Quaker Oats in your pantry.

    August 18, 2014

  • Five myths about presidential vacations

    In the nuclear age, presidents may have only minutes to make a decision that could affect the entire world. They don't so much leave the White House as they take a miniature version of it with them wherever they go.

    August 15, 2014

  • A night in Ferguson

    For the past week in Ferguson, reporters have been using the McDonald's a few blocks from the scene of Michael Brown's shooting as a staging area. Demonstrations have blown up each night nearby.

    August 14, 2014

  • weightloss.jpg The scales of injustice: Weight loss differs between men, women

    You're not imagining it: There really are differences between the way men and women diet, lose weight and respond to exercise.

    August 13, 2014 1 Photo

  • Robin_Williams.jpg Williams among many who cracked jokes while fighting depression

    Robin Williams isn't the only comedian who has struggled with a disease suffered by an estimated 350 million people worldwide. Williams, a comedian known for his manic energy, committed suicide Aug. 11 at age 63.

    August 13, 2014 1 Photo

  • Drug dealers going corporate

    A top federal official on Tuesday said that 105 banks and credit unions are doing business with legal marijuana sellers, suggesting that federal rules giving financial institutions the go-ahead to provide services to dealers are starting to work.

    August 13, 2014

  • unrest.jpg Why the Ferguson police-shooting riots had little to do with Ferguson

    Riots and vandalism broke out in the St. Louis suburb of Ferguson. An 18-year-old black man named Michael Brown was fatally shot by police there. Brown was unarmed. It's still unclear why tensions boiled over.

    August 12, 2014 1 Photo

  • Screen Shot 2014-08-12 at 3.09.32 PM.png VIDEO: Stars react to Robin Williams' death

    Prior to the premiere of “The Expendables 3” in Los Angeles, several movie stars shared their thoughts on the death of actor and comedian Robin Williams.

    August 12, 2014 1 Photo

Featured items
Click below to browse and order photos


Photos from August 2014

Twitter Updates
Follow us on twitter
AP Video
Raw: IDF Footage Said to Show Airstrikes Police: Ferguson More Peaceful Raw: Aftermath of Airstrike in Gaza Raw: Thousands March on Pakistani Parliament Raw: World's Oldest Man Lives in Japan Fire Crews Tame Yosemite Fire Raw: Police Weapon Drawn Near Protesters, Media Raw: Deadly Landslides in Japan Raw: Explosions in Gaza As Airstrikes Resume Arrests Witnessed in Ferguson Charter Schools Alter Post-Katrina Landscape Texas Gov. Perry: Indictment 'a Political Act' US Officials: Video Shows American's Beheading Video Shows Ferguson Cop Months Before Shooting Heavy Rains Flood Arizona Roads US Trying to Verify Video of American's Killing FBI Director Addresses Ferguson Shooting in Utah Raw: Police at Scene of St. Louis Shooting Police: 2 Calif. Boys Planned School Shooting NOLA Police Chief Retires Amid Violent Crimes
Parade
Magazine

Click HERE to read all your Parade favorites including Hollywood Wire, Celebrity interviews and photo galleries, Food recipes and cooking tips, Games and lots more.
Hyperlocal Search
Premier Guide
Find a business

Walking Fingers
Maps, Menus, Store hours, Coupons, and more...
Premier Guide